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Why choose Micah? Because I provide valuable professional advice and it’s FREE!

Why pay more than needed? Get my rate specials. Let me negotiate the best rate for you and save money.

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Let me shop the major banks and top lenders for you.

Let me negotiate the best rate. Remember I work for you, not the banks.

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My approval rating is high.

With my portfolio of lenders, I can find you a program that works for you.

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Why pay more than needed? Get my rate specials. Let me negotiate the best rate for you and save money.

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When the banks are closed, I am not.

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Blog by Micah Verceles

CMHC cutting back on what it covers with mortgage insurance

April 30th, 2014


Canada Mortgage and Housing Corp., the Crown corporation that controls the vast majority of mortgage default insurance in the country, says it plans to get out of the market for second homes and is adding restrictions for self-employed Canadians.

Effective May 30, CMHC said it will discontinue insuring second homes and will require self-employed Canadians to have third party income income ...

Virtual Tour of the new Ronald McDonald House BC

April 4th, 2014

I have been involved with the Ronald McDonald House for the past year and am very excited to see the new facilities. Have a look at the Virtual Tour of the future Ronald McDonald House BC - see all the in's and out's of our new Home-away-from-Home on BC Children's Hospital property!

Canadians paying off their mortgages

April 2nd, 2014




A study released Tuesday, indicating a healthy mortgage industry, may stop Finance Minister Joe Oliver in his tracks

“The dream of mortgage freedom is less than 10 years away for 37 per cent of Canadian mortgage holders, according to Scotiabank's Mortgage Landscape Study,” an official release from Scotiabank states. “More than two-thirds (68 per cent) of mortgage holders have taken steps to ...

Bank of Canada expected to lag Fed in rate hike timing and pace

April 1st, 2014

Bank of Canada Governor Stephen Poloz
The Bank of Canada could lag the U.S. Federal Reserve in starting to raise rates, but it may also lag behind in terms of the pace of hikes during the upcoming cycle, says a Scotiabank outlook.

Are lower rates going to linger for a little bit longer than expected? Read the entire article HERE