Slide 1

Free Professional Advice

Why choose Micah? Because I provide valuable professional advice and it’s FREE!

Why pay more than needed? Get my rate specials. Let me negotiate the best rate for you and save money.

Slide 2

Best Rates

Let me shop the major banks and top lenders for you.

Let me negotiate the best rate. Remember I work for you, not the banks.

Slide 3

Get Approved

My approval rating is high.

With my portfolio of lenders, I can find you a program that works for you.

Slide 3

Savings

Lower rates equals thousands in savings.

Why pay more than needed? Get my rate specials. Let me negotiate the best rate for you and save money.

Slide 3

Availability

When the banks are closed, I am not.

I work for you and I am at your service 7 days a week.

Blog by Micah Verceles

Crumbling confidence

April 27th, 2020
The latest consumer confidence numbers from the Conference Board of Canada are another dull spot on an already gloomy outlook.

The April survey by the policy think-tank suggests the future outlook of debt-laden Canadians is at an all-time low and the plunge happened at a record pace – 73 points in just two months. By comparison, the financial collapse of 2008 also saw a 73-point drop, but tha ...

Residential Market Commentary - March madness

April 21st, 2020
The national home sales numbers for March have been delivered by the Canadian Real Estate Association. As expected, they show the promising start to this year’s spring buying season has come to an abrupt end.

Earlier CREA released sales figures for Toronto and Vancouver, the country’s biggest and busiest markets. They showed those cities going into a tailspin in the second half of the month. ...

Residential Market Commentary - What we know. What we can hope for.

April 14th, 2020
We have been receiving a lot of unsettling economic data lately.

Coming out of February, unemployment stood at 5.6% and nearly 250,000 jobs had been created in the previous 12 months. By the end of March, nearly a million jobs had disappeared. The Conference Board of Canada projects that could climb to 2.8 million by the end of April. The best guess right now is that unemployment stands at ab ...

Residential Market Commentary - March limps away

April 7th, 2020
As the old saying goes, March comes in like a lion and goes out like a lamb. For Canada’s housing market, that is all too true this year. And the country’s two biggest markets make it abundantly clear.

The Canadian Real Estate Association reported strong year-over-year sales gains of 26% coming out of February. The Toronto Region Real Estate Board clocked-in with a 49% y/y increase for the fi ...

The Economic Machine Was Not Designed to be Shutdown, No V Shape Recovery

April 5th, 2020
This idea of pent-up demand and a V shape recovery is, in my mind, ridiculous. This is a massive wealth destruction type event that will take years to fully recover from. The global economy was simply not designed to be shutdown.

In Canada, we are particularly vulnerable, and the economic recovery is likely to be even more painful than in most countries. This is due to a large debt overhang, ...

The Real Estate Board of Greater Vancouver - March 2020 Stats

April 4th, 2020
Metro Vancouver’s* housing market saw steady home buyer demand to begin March and a levelling off of activity as the month went on and concerns about the COVID-19 outbreak intensified.

The Real Estate Board of Greater Vancouver (REBGV) reports that residential home sales in the region totalled 2,524 in March 2020, a 46.1 per cent increase from the 1,727 sales recorded in March 2019, and a 17. ...