micah verceles mortage expert-cost savings.

Savings

Lower rates equals thousands in savings.

Why pay more than needed? Get my rate specials. Let me negotiate the best rate for you and save money.

WHY CHOOSE A MORTGAGE BROKER?

There are a lot of misconceptions about mortgage brokers. Here is some information to help you understand what mortgage brokers do and the advantages of using one.

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Best Rates
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Excellent services
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No Fees
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No Contracts

BROKERS vs BANKS

MY SERVICES

I am a licensed, full service mortgage consultant with clients across Canada and abroad. Delivering superior mortgage financing solutions to satisfied clients, I have built my business based on a passion and commitment for delivering exceptional service and the very best mortgage options. I have a solid background in finance having worked for some of the largest lenders in the country. Whether it is for residential or commercial--a purchase, a renewal or a refinance--I am dedicated to making the process convenient and seamless. 

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I can help you whether you're a first time home buyer, looking to upgrade / downgrade or purchasing an investment property. I will guide you through the process and find you the best mortgage rates Vancouver has to offer. Let me work for you and take care of one of the most important purchases you will ever make.

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With my years of experience, I assist my clients with all their real estate financing and planning needs. It is quite common for homeowners to refinance their property to consolidate and pay out high interest debt at a much lower rate. Many of my clients have utilized these historically low rates and are now saving themselves thousands of dollars with this technique.

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Use my relationships with the major banks and top lenders to find the best rates in British Columbia. With my services, you have the option of choice. Take advantage of best discounted rates and rate specials that are out there to save money.

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 CHOICE 

Mortgage brokers have relationships with the major banks and top lenders. This means I have access to a large portfolio of products and rates. Many lenders only deal with brokers and therefore are not accessible to the general public. You are not stuck with one bank which makes the chances of getting an approval higher.

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LOW RATES & SAVINGS

The banks and lenders give brokers discounted low rates because they know they are competing with one another. There is no negotiating needed--I will find you the lowest rates, period.

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HONEST, PROFESSIONAL ADVICE

Being a mortgage professional my expertise is solely on mortgages and real estate planning. I will make sure that the options are best suited to your needs alone as I am dedicated to serving you. I work for you and not the banks

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 AVAILABILITY & PERSONALIZED SERVICE 

I am at your disposal and am available all the time, 7 days a week. When the banks are closed, I am not. It is my duty to make the mortgage process as smooth and as easy as possible

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FREE SERVICE

There is no charge to use my service and there is never any commitment. Mortgage brokers get paid a finders fee by the bank or lender we place you with.

WHAT MY CLIENTS THINK

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"I am a mortgage professional committed to serving the Greater Vancouver and entire British Columbia region with a standard of excellence. Let me help you with all your mortgage financing needs. My service is my primary focus as I am here to negotiate for you and to ensure your satisfaction."

FSCO License # 12616 
FSCO Agent # M15000751